Your health, protected. Your residency, secured.
Access to private healthcare in Spain is not just a lifestyle choice — for many visa and residency applications it is a legal requirement. We help individuals, couples, and families find the right cover, whether you are taking your first steps towards Spanish residency or simply ensuring your family is properly protected year-round.
Why private health insurance matters in Spain
Spain’s public healthcare system is excellent, but access for non-residents and new arrivals is not automatic. For most residency and visa applications — including the Non-Lucrative Visa, the Digital Nomad Visa, and others — applicants must demonstrate they hold a compliant private health insurance policy with no co-payments and full coverage in Spain. Getting this wrong can delay or derail an application entirely.
Beyond the legal requirement, private healthcare in Spain offers faster access to specialists, English-speaking doctors, and greater flexibility — particularly valuable for families with children, those with ongoing health needs, or anyone splitting their time between Mallorca and another country.
Residency-Compliant Health Insurance
For visa and residency applications, not just any policy will do. The Spanish authorities require a policy that meets specific criteria: it must be issued by a company authorised to operate in Spain, provide full coverage with no co-payments, and have no expiry date tied to the duration of a visa. We guide you to policies that meet these requirements precisely, avoiding the common mistake of purchasing inadequate cover and having an application refused.
Relevant for: Non-Lucrative Visa (NLV), Digital Nomad Visa (DNV), Highly Qualified Professionals Visa, Long-Term Residency applications.
Family Cover
A single policy or a coordinated family plan — we help you find cover that works for your whole household. Whether you have young children in school on the island, older family members visiting regularly, or a partner who splits time between Mallorca and elsewhere, we ensure everyone is covered appropriately and that no gaps exist between policies.
Part-Time & Seasonal Residents
If you spend part of the year in Mallorca and part elsewhere — whether in the UK, Scandinavia, or further afield — your insurance needs are more complex than a standard local policy. We advise on policies that provide meaningful coverage both on the island and abroad, so that whether you are at home in Mallorca or travelling, you are not left exposed.
International Health Insurance
For those with a more mobile lifestyle — frequent travellers, those with business interests across multiple countries, or families spread across borders — we can advise on internationally structured health policies that provide seamless coverage wherever you are, without the gaps that come from holding separate national policies.
What we help you with
Identifying residency-compliant policies that satisfy Spanish visa requirements. Arranging individual, couple, and family plans with leading insurers operating in Spain. Advising on cover for part-time residents and those splitting time between countries. Reviewing and comparing existing policies to identify gaps or better alternatives. Supporting the insurance documentation required as part of a visa or residency application.
A note on navigating the Spanish insurance market
The Spanish private health insurance market has many providers, and the difference between policies is not always obvious from the outside. Some are well-suited to expats and international residents; others are designed primarily for Spanish nationals and may not serve your needs as well in practice. We help you navigate this with clarity, connecting you with the options that genuinely fit your situation rather than simply what is most readily available.
Looking after your family on the island and beyond.
Whether you are preparing a residency application, arriving with a family, or simply reviewing your current coverage, we are here to make sure you and those you care about are properly protected.
Contact us to discuss your requirements.